Improving the Financial Literacy of the Population in the Russian Federation

January 14, 2017, 10:00 – 12:00, Building 5, 3rd Floor, Room 308

The orientation of the Russian economy towards an intensive development scenario requires a financially literate and economically active population. This activity should show itself, inter alia, through broad participation of different categories of citizens in the long-term pension, insurance and mortgage programs designed to address the issues of pension savings, social and medical insurance, housing, and education.

Along with an increase in the well-being of Russian citizens, their active savings behavior based on the use of savings and insurance instruments must be formed as well. This process requires a sufficiently high level of financial literacy, which should serve as the basis for the interaction of citizens with different financial institutions, informed use of products of the banking and insurance sector by them, and forming a pension savings strategy. To achieve these goals, since 2011, a joint project of the Ministry of Finance of the Russian Federation and the World Bank Financial Education and Financial Literacy Project has been implemented in Russia.

Issues for Discussion

  • State policy to improve the financial literacy of the population
  • Encouraging reasonable financial conduct and responsible attitudes to personal finance among Russian citizens through the development of a system of financial education for the population
  • Public awareness in the field of financial literacy
  • Protection of the rights of financial services consumers

Moderator

  • Anna Zelentsova
    Anna Zelentsova

    strategic coordinator of the project of the Ministry of Finance of the Russian Federation “Promoting the improvement of the level of financial literacy of the population and the development of financial education in the Russian Federation”

Participants

  • Andrey Bokarev
    Andrey Bokarev

    Director, Department of International Financial Relations, Ministry of Finance of the Russian Federation

  • Nikolay Berzon
    Nikolay Berzon

    Head of the Federal Methodological Center for Financial Literacy for Schools

  • Larisa Savina
    Larisa Savina

    Chairman, the Board of Education and Science, Volgograd Region

  • Sergey Trukhachev
    Sergey Trukhachev

    Deputy Dean, Development, Department of Economics, Lomonosov Moscow State University

  • Anna Chaplygina
    Anna Chaplygina

    Coordinator for Protection of Rights of Financial Services Consumers, Ministry of Finance of the Russian Federation

  • Oleg Kuznetsov
    Oleg Kuznetsov

    Vice President for Projects, Finance University

  • Guzeliya Imaeva
    Guzeliya Imaeva

    Director, National Financial Research Agency

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The orientation of the Russian economy towards an intensive development scenario requires a financially literate and economically active population. This activity should show itself, inter alia, through broad participation of different categories of citizens in the long-term pension, insurance and mortgage programs designed to address the issues of pension savings, social and medical insurance, housing, and education.

Along with an increase in the well-being of Russian citizens, their active savings behavior based on the use of savings and insurance instruments must be formed as well. This process requires a sufficiently high level of financial literacy, which should serve as the basis for the interaction of citizens with different financial institutions, informed use of products of the banking and insurance sector by them, and forming a pension savings strategy. To achieve these goals, since 2011, a joint project of the Ministry of Finance of the Russian Federation and the World Bank Financial Education and Financial Literacy Project has been implemented in Russia.

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Along with an increase in the well-being of Russian citizens, their active savings behavior based on the use of savings and insurance instruments must be formed as well. This process requires a sufficiently high level of financial literacy, which should serve as the basis for the interaction of citizens with different financial institutions, informed use of products of the banking and insurance sector by them, and forming a pension savings strategy. To achieve these goals, since 2011, a joint project of the Ministry of Finance of the Russian Federation and the World Bank Financial Education and Financial Literacy Project has been implemented in Russia.

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  • Encouraging reasonable financial conduct and responsible attitudes to personal finance among Russian citizens through the development of a system of financial education for the population
  • Public awareness in the field of financial literacy
  • Protection of the rights of financial services consumers

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[WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [PROPERTY_VALUE_ID] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [~VALUE] => [~DESCRIPTION] => [~NAME] => Представители МСП [~DEFAULT_VALUE] => Array ( [TEXT] => [TYPE] => HTML ) ) [MEDIA_LINK] => Array ( [ID] => 135 [TIMESTAMP_X] => 2018-01-16 21:02:27 [IBLOCK_ID] => 18 [NAME] => Медиаматериалы [ACTIVE] => Y [SORT] => 130 [CODE] => MEDIA_LINK [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 36 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [~VALUE] => [~DESCRIPTION] => [~NAME] => Медиаматериалы [~DEFAULT_VALUE] => ) [CALENDAR] => Array ( [ID] => 131 [TIMESTAMP_X] => 2017-12-20 14:20:36 [IBLOCK_ID] => 18 [NAME] => Календарь [ACTIVE] => Y [SORT] => 140 [CODE] => CALENDAR [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE_ENUM_ID] => [~VALUE] => [~DESCRIPTION] => [~NAME] => Календарь [~DEFAULT_VALUE] => ) [EVENT_INFO] => Array ( [ID] => 132 [TIMESTAMP_X] => 2017-12-20 14:20:36 [IBLOCK_ID] => 18 [NAME] => Информационное событие [ACTIVE] => Y [SORT] => 150 [CODE] => EVENT_INFO [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE_ENUM_ID] => [~VALUE] => [~DESCRIPTION] => [~NAME] => Информационное событие [~DEFAULT_VALUE] => ) [CHANGE] => Array ( [ID] => 133 [TIMESTAMP_X] => 2017-12-20 14:20:36 [IBLOCK_ID] => 18 [NAME] => Изменение [ACTIVE] => Y [SORT] => 160 [CODE] => CHANGE [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE_ENUM_ID] => [~VALUE] => [~DESCRIPTION] => [~NAME] => Изменение [~DEFAULT_VALUE] => ) [LANGUAGES] => Array ( [ID] => 224 [TIMESTAMP_X] => 2017-12-20 14:26:52 [IBLOCK_ID] => 18 [NAME] => Рабочие языки [ACTIVE] => Y [SORT] => 170 [CODE] => LANGUAGES [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE_ENUM_ID] => [~VALUE] => [~DESCRIPTION] => [~NAME] => Рабочие языки [~DEFAULT_VALUE] => ) [INVITATION_ONLY] => Array ( [ID] => 225 [TIMESTAMP_X] => 2017-12-22 18:34:07 [IBLOCK_ID] => 18 [NAME] => Вход по индивидуальным приглашениям [ACTIVE] => Y [SORT] => 180 [CODE] => INVITATION_ONLY [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE_ENUM_ID] => [~VALUE] => [~DESCRIPTION] => [~NAME] => Вход по индивидуальным приглашениям [~DEFAULT_VALUE] => ) [PREMIUM_ONLY] => Array ( [ID] => 233 [TIMESTAMP_X] => 2017-12-22 18:34:07 [IBLOCK_ID] => 18 [NAME] => Вход с бэйджами категории «ПРЕМИУМ» [ACTIVE] => Y [SORT] => 190 [CODE] => PREMIUM_ONLY [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => C [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE_ENUM_ID] => [~VALUE] => [~DESCRIPTION] => [~NAME] => Вход с бэйджами категории «ПРЕМИУМ» [~DEFAULT_VALUE] => ) [KEYNOTE_FILE] => Array ( [ID] => 239 [TIMESTAMP_X] => 2019-01-14 21:47:41 [IBLOCK_ID] => 18 [NAME] => Доклад [ACTIVE] => Y [SORT] => 200 [CODE] => KEYNOTE_FILE [DEFAULT_VALUE] => [PROPERTY_TYPE] => F [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => pdf [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [~VALUE] => [~DESCRIPTION] => [~NAME] => Доклад [~DEFAULT_VALUE] => ) [OPENINGS] => Array ( [ID] => 241 [TIMESTAMP_X] => 2018-01-05 18:10:45 [IBLOCK_ID] => 18 [NAME] => Открытие [ACTIVE] => Y [SORT] => 500 [CODE] => OPENINGS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [~VALUE] => [~DESCRIPTION] => [~NAME] => Открытие [~DEFAULT_VALUE] => ) [EVENT_CATEGORY] => Array ( [ID] => 298 [TIMESTAMP_X] => 2019-12-27 11:18:04 [IBLOCK_ID] => 18 [NAME] => Категория мероприятия [ACTIVE] => Y [SORT] => 500 [CODE] => EVENT_CATEGORY [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE_ENUM_ID] => [~VALUE] => [~DESCRIPTION] => [~NAME] => Категория мероприятия [~DEFAULT_VALUE] => ) [KEYREPORT2S] => Array ( [ID] => 306 [TIMESTAMP_X] => 2019-12-31 10:17:49 [IBLOCK_ID] => 18 [NAME] => Ключевые выступления [ACTIVE] => Y [SORT] => 500 [CODE] => KEYREPORT2S [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => [VALUE] => [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [~VALUE] => [~DESCRIPTION] => [~NAME] => Ключевые выступления [~DEFAULT_VALUE] => ) ) [DISPLAY_PROPERTIES] => Array ( [QUESTIONS] => Array ( [ID] => 50 [TIMESTAMP_X] => 2017-12-20 14:14:00 [IBLOCK_ID] => 18 [NAME] => Вопросы для обсуждения [ACTIVE] => Y [SORT] => 10 [CODE] => QUESTIONS [DEFAULT_VALUE] => Array ( [TYPE] => HTML [TEXT] => ) [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => 12 [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => Y [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => HTML [USER_TYPE_SETTINGS] => Array ( [height] => 200 ) [HINT] => [PROPERTY_VALUE_ID] => 5556 [VALUE] => Array ( [TEXT] => <ul class="style-prog-list"> <li> State policy to improve the financial literacy of the population </li> <li> Encouraging reasonable financial conduct and responsible attitudes to personal finance among Russian citizens through the development of a system of financial education for the population </li> <li> Public awareness in the field of financial literacy </li> <li> Protection of the rights of financial services consumers </li> </ul> <br> [TYPE] => HTML ) [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [~VALUE] => Array ( [TEXT] =>
  • State policy to improve the financial literacy of the population
  • Encouraging reasonable financial conduct and responsible attitudes to personal finance among Russian citizens through the development of a system of financial education for the population
  • Public awareness in the field of financial literacy
  • Protection of the rights of financial services consumers

[TYPE] => HTML ) [~DESCRIPTION] => [~NAME] => Вопросы для обсуждения [~DEFAULT_VALUE] => Array ( [TYPE] => HTML [TEXT] => ) [DISPLAY_VALUE] =>
  • State policy to improve the financial literacy of the population
  • Encouraging reasonable financial conduct and responsible attitudes to personal finance among Russian citizens through the development of a system of financial education for the population
  • Public awareness in the field of financial literacy
  • Protection of the rights of financial services consumers

) [LOCATION] => Array ( [ID] => 54 [TIMESTAMP_X] => 2017-12-20 14:14:00 [IBLOCK_ID] => 18 [NAME] => Место проведения мероприятия [ACTIVE] => Y [SORT] => 30 [CODE] => LOCATION [DEFAULT_VALUE] => [PROPERTY_TYPE] => S [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => 19 [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => 5559 [VALUE] => Building 5, 3rd Floor, Room 308 [DESCRIPTION] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [~VALUE] => Building 5, 3rd Floor, Room 308 [~DESCRIPTION] => [~NAME] => Место проведения мероприятия [~DEFAULT_VALUE] => [DISPLAY_VALUE] => Building 5, 3rd Floor, Room 308 ) [MODERATORS] => Array ( [ID] => 52 [TIMESTAMP_X] => 2017-12-20 14:15:56 [IBLOCK_ID] => 18 [NAME] => Модераторы [ACTIVE] => Y [SORT] => 40 [CODE] => MODERATORS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => 14 [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => Array ( [0] => 12145 ) [VALUE] => Array ( [0] => 2804 ) [DESCRIPTION] => Array ( [0] => ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [~VALUE] => Array ( [0] => 2804 ) [~DESCRIPTION] => Array ( [0] => ) [~NAME] => Модераторы [~DEFAULT_VALUE] => [DISPLAY_VALUE] => Anna Zelentsova [LINK_ELEMENT_VALUE] => Array ( [2804] => Array ( [ID] => 2804 [~ID] => 2804 [IBLOCK_ID] => 17 [~IBLOCK_ID] => 17 [NAME] => Anna Zelentsova [~NAME] => Anna Zelentsova [DETAIL_PAGE_URL] => /experts/anna-zelentsova/ [~DETAIL_PAGE_URL] => /experts/anna-zelentsova/ [PREVIEW_PICTURE] => 8721 [~PREVIEW_PICTURE] => 8721 [DETAIL_PICTURE] => [~DETAIL_PICTURE] => [SORT] => 500 [~SORT] => 500 [LANG_DIR] => / [~LANG_DIR] => / [CODE] => anna-zelentsova [~CODE] => anna-zelentsova [EXTERNAL_ID] => 2804 [~EXTERNAL_ID] => 2804 [IBLOCK_SECTION_ID] => 168 [~IBLOCK_SECTION_ID] => 168 [IBLOCK_TYPE_ID] => content [~IBLOCK_TYPE_ID] => content [IBLOCK_CODE] => experts [~IBLOCK_CODE] => experts [IBLOCK_EXTERNAL_ID] => 800 [~IBLOCK_EXTERNAL_ID] => 800 [LID] => en [~LID] => en ) ) ) [MEMBERS] => Array ( [ID] => 69 [TIMESTAMP_X] => 2017-12-20 14:18:19 [IBLOCK_ID] => 18 [NAME] => Участники [ACTIVE] => Y [SORT] => 70 [CODE] => MEMBERS [DEFAULT_VALUE] => [PROPERTY_TYPE] => E [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => Y [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [TMP_ID] => [LINK_IBLOCK_ID] => 17 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [PROPERTY_VALUE_ID] => Array ( [0] => 8942 [1] => 8943 [2] => 12146 [3] => 12147 [4] => 12148 [5] => 12150 [6] => 12152 ) [VALUE] => Array ( [0] => 1894 [1] => 2805 [2] => 3545 [3] => 3547 [4] => 3548 [5] => 3549 [6] => 3552 ) [DESCRIPTION] => Array ( [0] => [1] => [2] => [3] => [4] => [5] => [6] => ) [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [~VALUE] => Array ( [0] => 1894 [1] => 2805 [2] => 3545 [3] => 3547 [4] => 3548 [5] => 3549 [6] => 3552 ) [~DESCRIPTION] => Array ( [0] => [1] => [2] => [3] => [4] => [5] => [6] => ) [~NAME] => Участники [~DEFAULT_VALUE] => [DISPLAY_VALUE] => Array ( [0] => Andrey Bokarev [1] => Nikolay Berzon [2] => Larisa Savina [3] => Sergey Trukhachev [4] => Anna Chaplygina [5] => Oleg Kuznetsov [6] => Guzeliya Imaeva ) [LINK_ELEMENT_VALUE] => Array ( [1894] => Array ( [ID] => 1894 [~ID] => 1894 [IBLOCK_ID] => 17 [~IBLOCK_ID] => 17 [NAME] => Andrey Bokarev [~NAME] => Andrey Bokarev [DETAIL_PAGE_URL] => /experts/andrey-bokarev/ [~DETAIL_PAGE_URL] => /experts/andrey-bokarev/ [PREVIEW_PICTURE] => 2647 [~PREVIEW_PICTURE] => 2647 [DETAIL_PICTURE] => [~DETAIL_PICTURE] => [SORT] => 500 [~SORT] => 500 [LANG_DIR] => / [~LANG_DIR] => / [CODE] => andrey-bokarev [~CODE] => andrey-bokarev [EXTERNAL_ID] => 1894 [~EXTERNAL_ID] => 1894 [IBLOCK_SECTION_ID] => 168 [~IBLOCK_SECTION_ID] => 168 [IBLOCK_TYPE_ID] => content [~IBLOCK_TYPE_ID] => content [IBLOCK_CODE] => experts [~IBLOCK_CODE] => experts [IBLOCK_EXTERNAL_ID] => 800 [~IBLOCK_EXTERNAL_ID] => 800 [LID] => en [~LID] => en ) [2805] => Array ( [ID] => 2805 [~ID] => 2805 [IBLOCK_ID] => 17 [~IBLOCK_ID] => 17 [NAME] => Nikolay Berzon [~NAME] => Nikolay Berzon [DETAIL_PAGE_URL] => /experts/nikolay-berzon/ [~DETAIL_PAGE_URL] => /experts/nikolay-berzon/ [PREVIEW_PICTURE] => 3196 [~PREVIEW_PICTURE] => 3196 [DETAIL_PICTURE] => [~DETAIL_PICTURE] => [SORT] => 500 [~SORT] => 500 [LANG_DIR] => / [~LANG_DIR] => / [CODE] => nikolay-berzon [~CODE] => nikolay-berzon [EXTERNAL_ID] => 2805 [~EXTERNAL_ID] => 2805 [IBLOCK_SECTION_ID] => 168 [~IBLOCK_SECTION_ID] => 168 [IBLOCK_TYPE_ID] => content [~IBLOCK_TYPE_ID] => content [IBLOCK_CODE] => experts [~IBLOCK_CODE] => experts [IBLOCK_EXTERNAL_ID] => 800 [~IBLOCK_EXTERNAL_ID] => 800 [LID] => en [~LID] => en ) [3545] => Array ( [ID] => 3545 [~ID] => 3545 [IBLOCK_ID] => 17 [~IBLOCK_ID] => 17 [NAME] => Larisa Savina [~NAME] => Larisa Savina [DETAIL_PAGE_URL] => /experts/larisa-savina/ [~DETAIL_PAGE_URL] => /experts/larisa-savina/ [PREVIEW_PICTURE] => 11045 [~PREVIEW_PICTURE] => 11045 [DETAIL_PICTURE] => [~DETAIL_PICTURE] => [SORT] => 500 [~SORT] => 500 [LANG_DIR] => / [~LANG_DIR] => / [CODE] => larisa-savina [~CODE] => larisa-savina [EXTERNAL_ID] => 3545 [~EXTERNAL_ID] => 3545 [IBLOCK_SECTION_ID] => 168 [~IBLOCK_SECTION_ID] => 168 [IBLOCK_TYPE_ID] => content [~IBLOCK_TYPE_ID] => content [IBLOCK_CODE] => experts [~IBLOCK_CODE] => experts [IBLOCK_EXTERNAL_ID] => 800 [~IBLOCK_EXTERNAL_ID] => 800 [LID] => en [~LID] => en ) [3547] => Array ( [ID] => 3547 [~ID] => 3547 [IBLOCK_ID] => 17 [~IBLOCK_ID] => 17 [NAME] => Sergey Trukhachev [~NAME] => Sergey Trukhachev 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=> Array ( ) ) [SECTION_URL] => [META_TAGS] => Array ( [TITLE] => Improving the Financial Literacy of the Population in the Russian Federation [ELEMENT_CHAIN] => Improving the Financial Literacy of the Population in the Russian Federation [BROWSER_TITLE] => [KEYWORDS] => [DESCRIPTION] => ) [EXPERTSTYPES] => Array ( [0] => OPENINGS [1] => SAY_HIS [2] => MODERATORS [3] => KEYREPORT_MODERATOR [4] => KEYREPORTS [5] => KEYREPORT2S [6] => SPEAKERS [7] => SPEECH [8] => PRESENTATIONS [9] => MEMBERS [10] => PARTICIPANTS [11] => MEMBERS_AND_EXPERTS [12] => DISCUSS_MEMBERS [13] => AUTHORS [14] => LECTORS ) [DATE_EVENT] => January 14, 2017 [START_TIME] => 10:00 [END_TIME] => 12:00 [TIME_EVENT] => January 14 [OGDESC] =>

The orientation of the Russian economy towards an intensive development scenario requires a financially literate and economically active population. This activity should show itself, inter alia, through broad participation of different categories of citizens in the long-term pension, insurance and mortgage programs designed to address the issues of pension savings, social and medical insurance, housing, and education.

Along with an increase in the well-being of Russian citizens, their active savings behavior based on the use of savings and insurance instruments must be formed as well. This process requires a sufficiently high level of financial literacy, which should serve as the basis for the interaction of citizens with different financial institutions, informed use of products of the banking and insurance sector by them, and forming a pension savings strategy. To achieve these goals, since 2011, a joint project of the Ministry of Finance of the Russian Federation and the World Bank Financial Education and Financial Literacy Project has been implemented in Russia.

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